Should My IRA Charge Me a Maintenance Fee? - Personal Profitability
Narrow Bridge Finance reader Yvonne sent in a question about IRA fees for her account at Meryl Lynch. She received a letter that said her annual account fee would be going up to $100 per year, and that...
View ArticleHow Often Do You Plan For Your Retirement? - Personal Profitability
There are so many people out there that see retirement as a distant future event and feel that they don’t even need to start thinking about it until 20 years down the road. In fact, it is common for a...
View ArticleWhy Couples Need a Weekly Family Business Meeting - Personal Profitability
If you are married, live with a boyfriend/girlfriend/partner, or have anyone else in your life that you substantially share your money with, it is super important to make sure you are on the same page...
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November 2014 Earnings and Investments Update - Personal Profitability
Happy turkey month everyone! I hope you had a fun Halloween and are charging into the new month full steam. I have some personal financial news to share and want to give you guys a preview of a new...
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How to Setup an HSA - Personal Profitability
When I started my new job in September, I had the option to sign up for either a Preferred Provider Organization (PPO) or High Deductible Health Plan (HDHP). I have always used a PPO in the past, so...
View ArticleWhat Do You Need to Know About Your Company’s 401(k) Plan? - Personal...
Have you ever taken a look at your 401(k) plan and thought to yourself, “These options are terrible. The historical rate of return is low and the fees seem higher than normal.” Typically, those of us...
View ArticlePPP002: Pay off Debt or Save for Retirement? - Personal Profitability
Thanks to listener Erin for asking our first audio question for episode two of the Personal Profitability Podcast. She asks if she should pay off her student loans first before she starts saving for...
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What is the Right Time to Buy and Sell Index Funds and Mutual Funds? -...
Investing can be very intimidating to get started. While it is not a good idea for the typical investor to buy individual stocks, mutual funds and index funds are a great way to buy into the market for...
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PPP006: How Do I Automate Retirement Contributions when Self Employed? -...
Today Erin in Seattle asks us how to handle her retirement contributions when self-employed. Lucky for her, there are retirement accounts just for self employed individuals. Concepts Discussed Rollover...
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June 2015 Earnings and Investments Update - Personal Profitability
A month after my big Europe trip things are getting back to normal, which means busy and hard at work. I am nearing launching a new project in addition to my regular side income projects. Read on to...
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My Tips in a Recession - Personal Profitability
Everyone keeps talking about how the economy is so bad and there is a big recession and the world is going to end. I would not say it is quite an apocalypse. All of the hype is half of the cause of...
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New Years Resolutions are Stupid, Make a Today Resolution - Personal...
A lot of people make a big deal about new years resolutions. While this is a popular way to start the year, look back at January, 2008. How many of you still go to the gym every day? How many of you...
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Using Your 401k in a Rough Spot - Personal Profitability
Many people are getting worried and are acting irrationally because of the current economic downturn. I have some advice for people. STOP FREAKING OUT! People freaking out is what causes economic...
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What Do Personal Financial Statements Mean? - Personal Profitability
To wrap up the series on Personal Financial Statements, we are going to explore what the results really mean and recap the findings. The Personal Balance Sheet gives us our liquidity position. To...
View ArticleAsk The Readers: Student Loan or Down Payment Savings? - Personal Profitability
I am curious what the readers think about something I am debating. I have a student loan at 6.8%. I am also thinking about buying a condo or house at some point. I will not buy for over a year,...
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Starting Your 401(k) at a New Job - Personal Profitability
I was on the phone a few days ago with a friend who just started a new job at a big computer company. This friend is a smart girl. She has a college degree. She knows she should be investing for...
View ArticleLow Earners Less Likely to Save for Retirement - Personal Profitability
A British report demonstrated that only 21% of men and 32% of women earning less than 300 pounds ($488.04) per week are putting funds into a retirement account. On the other hand, people earning over...
View ArticleThe Easiest Way to Invest for Retirement - Personal Profitability
We have talked about automatic investments many times on this blog. I am a big fan of setting up a system that takes money straight out of your paycheck and puts it away for the day you call it quits....
View ArticleIn The News Twice in a Week! - Personal Profitability
This time I was interviewed and featured in the story. For the first time ever, you can all see my last name. I was asked about parent’s investments for a story about the Dow breaking 10,000 on...
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What To Do With a Raise? - Personal Profitability
I would like to take this opportunity to toot my own horn for a moment. I got a promotion and a raise! Yay! More money, more to do. Good times. The question of what to do with a raise is often...
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